As Kentucky's largest locally owned and operated community bank, Republic Bank knows the value of our associates and that it takes more than a competitive salary to fulfill associates' needs. We also know that job satisfaction is about more than just the salary, which is why we are proud to offer a comprehensive and competitive benefit package created to help provide important financial protection for each associate and their family so they may plan for their future and protect their assets.

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High Deductible Health Plan

Flexible Spending Accounts

Health Savings Accounts LPFSA

Choosing the Right Plan for You

Health Insurance

Republic Bank offers four Humana health plan options from which to choose - Two options (Standard and Enhanced PPO Plans) are traditional Preferred Provider Organization (PPO) medical plans, which provide a higher level of coverage for care received from participating doctors and other health care providers. All plans cover routine/wellness-related services at 100% with no copays or deductible. If you elect to participate in the optional WellSteps program, you may also earn a $30 per pay medical premium discount. This benefit is available for all associates and their spouses who are enrolled in our medical plan. All Full-time and eligible Part-time associates are eligible to participate effective on their first day of employment.

Additional Information

Standard PPO Summary of Benefits and Coverage
Coverage First PPO Summary of Benefits and Coverage
Enhanced PPO Summary of Benefits and Coverage
High Deductible Health Plan Summary of Benefits and Coverage
Required Legal Notices
Tobacco-User Premium Surcharge
Confirmation of Spouse's Medical Coverage

Dental Insurance

Republic Bank offers associates the Delta Premier PPO Plus plan through Delta Dental of Kentucky. The dental plan is a unique blend of Delta Dental's Premier and Preferred provider networks. If you use a dentist from the Preferred provider network, your out-of-pocket costs are lower because these network providers offer a greater discount for their services. All Full-time and eligible Part-time associates are eligible to participate effective on their first day of employment.

Vision Plan

Full and Part-time associates are eligible on their first day of employment for a comprehensive vision plan through Humana Vision Care.

Flexible Medical and Dependent Care Spending Accounts

Flexible Spending Accounts provide you with an important tax advantage that can help you pay health care and dependent care expenses on a pre-tax basis, including a Limited Purpose FSA plans are designed to work hand-in-hand with a Health Savings Account (HSA) in conjunction with a High Deductible Health Plan (HDHP). By anticipating your family's health care and dependent care costs for the next year, you can lower your taxable income. Full-time associates are eligible to participate effective on their first day of employment.

Additional Information

FSA Quick Start Guide

Health Savings Account

The Republic Bank HSA is a free - no fee tax-favored account that allows you to set aside funds to save and pay for qualified medical expenses incurred by you, your spouse, and any of your qualified dependents. The HSA takes the form of a tax-exempt trust or custodial account. All Full-time and eligible Part-time associates are eligible to participate effective on their first day of employment.

Additional Information

Republic Bank Health Savings Account

Company Paid Basic Life and AD&D Insurance

As a full-time or part-time associate, effective on your first day of employment, Republic Bank provides (at no cost to you) basic group term life and AD&D benefits, as follows:
  • Full Time - 2x annual base pay
  • VP - $250,000
  • SRVP - $450,000
  • Part-time $15,000
In addition, all covered associates are provided accidental death and dismemberment (AD&D) coverage equal to the same amount of their basic life benefit. Example, if you should die as the result of a covered accident, your beneficiary would receive an additional benefit equal to your basic group life benefit amount.

Optional Life Insurance for Associates & Dependents

You can also purchase additional life insurance for yourself, your spouse, and your eligible children at affordable group rates. All Full-time and eligible Part-time associates are eligible to participate effective on their first day of employment.

Additional Information

Evidence of Insurability

Company Paid Disability Benefits (Short-Term and Long-Term)

Republic Bank provides short-term and long-term disability income benefits and pays the full cost of this coverage. As a full-time associate, you become eligible for disability benefits following 180 days of employment.

Cancer, Critical Illness and Accident policies are available at discounted rates through pre-tax payroll deduction. AFLAC pays cash benefits directly to you to help with expenses associated with a covered illness or injury. Coverage is available for yourself, your spouse, and children under age 26.

401K Retirement Plan

To help you prepare for the future, Republic Bank sponsors a 401(k) Retirement Plan that lets you save and invest pre-tax and after-tax dollars from your pay. You are eligible to participate in the plan immediately upon employment; at which time you will also be eligible for the Company Match. The Company will match the first 1% of pay you contribute at 100%. The next 2-5% of pay you contribute will be matched at 75%. You are always fully vested in your own contributions, as well as any investment earnings on your contributions. Republic Bank's matching contributions are vested after two years of employment.

Employee Stock Purchase Plan

New associates are eligible to participate in the Republic Bank Employee Stock Purchase Plan (ESPP) after 6 months of employment. By participating in the ESPP, you have the opportunity to own Corporation stock by accumulating funds to do so with convenient after-tax pay-roll deductions. In this way, you share in the Corporation's financial performance. The ESPP allows you to set aside between $10 to $490 from each paycheck, on an after-tax basis over a 3-month offering period. The stock is purchased at a 15% discount on the stock price at the end of the 3-month offering period using your contributions.

Time Off Benefits

  • Paid Time Off (PTO): Republic Bank has designed our Paid Time Off (PTO) benefits to provide you with as much flexibility as possible when you need paid time off. Use PTO to enjoy a vacation, take some personal time for any reason, or an occasional sick day.
  • Parental Leave: Republic Bank provides up to two weeks of 100 percent paid parental leave for employees who are expanding their families. This includes birth mothers and fathers, and adoptive parents, regardless of sexual orientation.
  • Paid Holidays: Republic will grant holiday time off to all associates on the holidays listed below.
    New Year's Day Labor Day
    Dr. Martin Luther King Jr Day Columbus Day
    President's Day Veteran's Day
    Memorial Day Thanksgiving Day
    Juneteenth (close at noon) Christmas Eve (close at noon)
    Independence Day Christmas Day
  • Bereavement Leave: If an Associate wishes to take time off due to the death of an immediate family member, paid bereavement leave will be provided to eligible Associates.
  • Other Paid Time Off: Republic Bank also provides paid time off to perform your civic and community duties such as jury duty, voting and volunteer activities.

Employee Assistance Program (EAP) through ESI TotalCare

As an associate of Republic Bank, you are eligible immediately upon hire. The plan provides benefits to you, your spouse, and dependent children up to age 26. The EAP program is paid for by Republic Bank and is administered by ESI TotalCare EAP, a private consulting firm that specializes in personal and free unlimited telephonic counseling, as well as wellness, financial, legal and other free coaching services. In addition, TotalCare EAP offers a broad array of enhanced online tools and services to help with problems that might affect your personal or work life.

Company Paid Telehealth Benefits Provided Through Teladoc

Teladoc provides free phone or online telehealth consultations with a physician, which you can use anytime 24/7. This benefit applies to you and any dependents living in your household and is fully paid for by Republic Bank. All Full-time and eligible Part-time associates are eligible to participate effective on their first day of employment.

Other Great Programs and Benefits

  • Educational Financial Assistance
  • Identity and Credit Protection
  • Free Checking Account
  • Free Associate Premium Rate Money Market Account
  • Employer Assisted Homeownership Program – Associates are eligible for a one time, secured, 5-year forgivable loan of $5,000 for down payment & closing costs associated with the purchase of a primary residence after one year of employment.
  • Parking reimbursement - Associates who work at Republic Bank Corporate Center or Republic Plaza are eligible to be reimbursed up to $55.00 per month for parking expenses or TARC ticket expenses.
  • Participating Fitness Center Subsidy
  • Employee Discount Program through Tickets at Work